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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Centerpointe Insurance Services, Ltd., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Centerpointe Insurance Services, Ltd. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Centerpointe Insurance Services

807-B Camarillo Springs Road
Camarillo, CA 93012
Main office: 805-322-8339
Toll free: 800-451-8766

Our Providers

Testimonials

Centerpointe has been my insurance provider for 7 years. Marie is always there to help and very professional. I have zero complaints and think they are great!
21st Century Towing, Clark Tenney
I've been with Centerpointe for 20 years. Biggest thing I like about Centerpointe is I always get a call back. Bob, Jim and Marie are always available when I need them. Great customer service!
Swinks Towing, Coleen McIntyre
Centerpointe is a wonderful place. Bob, Marie and Dylan are very helpful when I call. I could not ask for better service and that is why we have renewed with them for the last 10 years.
Metropro Road Services, Inc., Jean Noutary
Centerpointe has great customer service and makes me very happy. They are always there for me.
Midwest Transport Specialists, Inc., Tina Stark