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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Centerpointe Insurance Services, Ltd., we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Centerpointe Insurance Services, Ltd. who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Centerpointe Insurance Services, Ltd. before making a decision.

Our Location

Centerpointe Insurance Services

807-B Camarillo Springs Road
Camarillo, CA 93012
Main office: 805-322-8339
Toll free: 800-451-8766

Our Providers

Testimonials

Centerpointe has been my insurance provider for 7 years. Marie is always there to help and very professional. I have zero complaints and think they are great!
21st Century Towing, Clark Tenney
I've been with Centerpointe for 20 years. Biggest thing I like about Centerpointe is I always get a call back. Bob, Jim and Marie are always available when I need them. Great customer service!
Swinks Towing, Coleen McIntyre
Centerpointe is a wonderful place. Bob, Marie and Dylan are very helpful when I call. I could not ask for better service and that is why we have renewed with them for the last 10 years.
Metropro Road Services, Inc., Jean Noutary
Centerpointe has great customer service and makes me very happy. They are always there for me.
Midwest Transport Specialists, Inc., Tina Stark