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HSAs

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Centerpointe Insurance Services, Ltd. can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Centerpointe Insurance Services, Ltd. today to learn more about how an HSA can benefit you.

Our Location

Centerpointe Insurance Services

807-B Camarillo Springs Road
Camarillo, CA 93012
Main office: 805-322-8339
Toll free: 800-451-8766

Our Providers

Testimonials

Centerpointe has been my insurance provider for 7 years. Marie is always there to help and very professional. I have zero complaints and think they are great!
21st Century Towing, Clark Tenney
I've been with Centerpointe for 20 years. Biggest thing I like about Centerpointe is I always get a call back. Bob, Jim and Marie are always available when I need them. Great customer service!
Swinks Towing, Coleen McIntyre
Centerpointe is a wonderful place. Bob, Marie and Dylan are very helpful when I call. I could not ask for better service and that is why we have renewed with them for the last 10 years.
Metropro Road Services, Inc., Jean Noutary
Centerpointe has great customer service and makes me very happy. They are always there for me.
Midwest Transport Specialists, Inc., Tina Stark